Phone: (925) 927-1900

Email: Info@swrpteam.com

Our Professional Team

Hal Porter

Partner

925-927-1900
925-927-1907

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Growing up in the south bay, I was lucky to have parents who modeled and lived lives of service to others. Both my Mom and Dad served in the military and had us all involved in local charities at a young age. As a result when I graduated from the University of Oregon I took a path that seemed obvious at the time, I was commissioned and served almost 8 years in the Air Force on active duty and the reserves.

Shortly after leaving the Air Force, I was hired and entered into a training program at CIGNA Financial Group to become a financial planner. One of the first things that attracted me to this company was their “serve the client’s needs first” philosophy.

After leaving CIGNA I spent over 15 years in the institutional asset management business, providing investment consulting and asset management services to pension plans, endowments , foundations and large 401K plans.

About 12 years ago I joined Summit Wealth & Retirement Partners, with the goal being to help individuals and families utilize the same money management techniques that large institutions were using.  Pension plans, endowments, and foundations are all designed to make sure their money lasts as long as possible. This is the same goal individuals and families have, and yet very few financial planners are addressing this.

It still surprises me today when I learn that most people we meet with believe that financial planning is just investment management. One of the greatest things we do for our clients is to provide solutions to all of their family’s financial needs. We gain a thorough understanding of their situation and know how all of the various issues of their plan are related. Our work helps our clients to make better, more informed financial decisions. Our culture is focused on serving our client family needs and is something I believe in and try to live daily.

One of the things that many of our clients face is what has been termed the “sandwich generation.” My wife, Cathy, and I have faced the issues of getting kids into and through college, dealing with aging parents, their support needs and cognitive issues and planning for a successful retirement simultaneously. We know the importance of proper estate documents and long term care and the challenges these issues can place on family members and a successful financial plan.

I live in Granite Bay with my wife Cathy where we enjoy travel, riding our bikes, snow skiing and golf. We have been blessed with two wonderful kids. Matthew is a UCSB graduate and lives and works in commercial insurance in Santa Barbara and Elizabeth is finishing her junior year the University of Kansas with a major in Speech Pathology and will be going to graduate school soon.

I have always been interested in the financial markets and I have both an undergraduate and a graduate degree in business. This career has allowed me to combine my passion for serving others with my interest in personal finance. Thirty-years later I am still excited to come into work each day because I know that what we do has a positive impact on people’s lives.

Robert Cucchiaro, CFP®, CRPC®, AAMS, CRTP

Partner

925-927-1900
925-927-1907

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As a young child I saw firsthand the stress that personal finances can cause within a family. I often witnessed my parents in disagreement over how money was being spent and whether or not enough was being saved. I resolved at a very early age to learn everything I could about personal finance so that I could help my parents and relieve some of their stress.

By age 12 I was investing in individual stocks, and still have the original stock certificates from my first purchase (Nike). By age 15 I was investing in mutual funds with my savings from working at a local deli. Every Saturday morning I sat down with my folks as they paid the bills. I knew what their salaries were, how much went to taxes, and how much all of the bills amounted to. This was a great early lesson because I knew how much, or little, was left.

This is why when I graduated from Cornell University I knew exactly what I wanted to do. I’ve spent the past 13 years as a financial planner helping successful families in the Bay Area make better financial decisions. I believe it was Confucius who said “Choose a job you love, and you will never have to work a day in your life.” I am quite proud to say I followed this advice. My clients value my honest and direct approach, and know that I have the skills and experience to help them make better decisions and feel more secure about their money.

Regardless of net worth, the #1 fear that people have is that they will run out of money. I’ve spent the past decade addressing this fear head-on by designing, implementing, and monitoring financial plans that help ensure my client’s money will last longer than they do.

Whether it’s protecting what they already have, growing their wealth, minimizing their taxes, or designing a plan to pass assets to their kids, we are here to help.

In addition to having a Certified Financial Planner (CFP®) designation, I also hold my Series 7, 66, and 24 licenses, and hold certifications in asset management and retirement planning. I am also a registered tax preparer and an Adjunct instructor in Financial Planning at UCLA.

Most importantly, I live in Danville with my wife Maryline and my three wonderful children Dylan (age 5), Tyler (age 3), and Nyla (6 mo).  When I am not at work I enjoy spending time with my family and enjoying the many natural wonders of Northern California.

Jennifer (Jen) Hamm

Director of Operations

925-927-1900

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Jen Hamm is our Director of Operations. She is responsible for overseeing new business processing for insurance and investments as well as maintaining client services and business operations. Jen comes to us with nine years of financial services experience having served as Rob’s Executive Assistant and Practice Manager at Lincoln Financial Advisors.

Jen attended California State University – East Bay and has a Bachelor’s Degree from Kaplan University in Business Administration with an option in Corporate Management. She is currently California Insurance licensed as well as a Notary Public.

Currently living in San Ramon with her two cats and puppy, she enjoys traveling, cross-fit, paintball, animal volunteer work and contemporary dance.

Jennifer Butler, CFP®

Associate Advisor

(925) 927-1900

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Jennifer Butler is our Registered Paraplanner and joined the team in June 2013. Her primary responsibilities are data gathering, case design, plan development, review preparation, insurance illustrations, research, reporting, and presentation development. She also maintains all aspects of our financial planning software and reporting tools. Her licenses include Series 6, 7, 63, 65 and California Life and Variable Contracts. She’s currently completing her Certificate in Personal Financial Planning in preparation for the Certified Financial Planner Designation.

Before coming to Summit, Jennifer worked for Oak Tree Wealth Management in Alamo and San Ramon for five years as a Client Services Associate. Her responsibilities there including new business processing, compliance processes and all facets of administrative support.

She has a Bachelor's degree from Drake University and a Master's Degree from the University of Texas at Austin, both in music performance. After realizing that being a musician was not providing her with the financial stability she desired, she branched out into new areas. After spending time in both the higher education and insurance worlds, she was excited to find a career path that would allow her to combine her natural interest in improving people’s financial lives with her research and analytical skills.

After living in many locales (from Texas to Japan) as an Air Force spouse, Jennifer settled in Crockett with her husband and teenage sons. During her spare time, she enjoys playing the cello with her chamber music group Trio Maxim, reading novels, taking her energetic Great Dane for walks and gardening.

 

Michael Metra, AAMS

Client Account Manager

(925) 927-1900
(925) 927-1907

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Michael joined our team in February of 2014 as a Client Service Manager. His primary responsibilities are new business processing for insurance and investments as well as providing service to our clients and advisors.

Prior to coming to Summit, Michael worked as a Supervisor in LPL Financial’s Cash Control Department in San Diego with responsibilities including the quality control review of high dollar withdrawals and security transactions from LPL client accounts. Michael also helped manage a team of 20 staff members including individuals from both the Margins and Cash Control Departments.

His prior experience include Senior Margin Specialist with LPL Financial and Financial Planner with Ernst & Young.  He has a Bachelor’s degree from the University of California San Diego with a minor Psychology and a Professional Certificate in Finance. His licenses include the Series 99 and Series 7.

Michael currently lives in Walnut Creek, California with his wife and puppy. He enjoys bowling, tennis, and football.

Investment advisory services offered through Summit Wealth and Retirement Partners, a Registered Investment Adviser registered in the State of California. Custody, trading and support services provided to clients of Summit Wealth and Retirement Partners are offered by Charles Schwab & Co., Inc. (“Schwab”), Member FINRA/SIPC. Information contained herein is taken from sources believed to be reliable, but cannot be guaranteed as to its accuracy. It is for informational and planning purposes. Nothing herein shall be construed as an offer or solicitation to buy or sell any securities. Nor is it legal or accounting advice. Investing carries risks and expenses and involves the potential loss of investment. Past results are not indicative of future results. Please read the prospectus first should you decide to invest. Summit Wealth and Retirement Partners disclosure document ADV-Part II is available upon request.

Securities offered through Mutual Securities, Inc., Member FINRA/SIPC. Supervisory office located at 807-A Camarillo Springs Road, Camarillo CA 93012. Summit Wealth and Retirement Partners is not affiliated with Mutual Securities, Inc.

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